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Category: "Health Care Reform"

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02/12/14

  04:41:25 pm, by MedBen5   , 249 words,  
Categories: News, Health Plan Management, Health Care Reform

White House Delays Employer Mandate (Again)

On Monday, the Obama administration announced that midsize employers would receive another reprieve from the employer mandate under the health care reform law. Originally scheduled to take effect last month, the requirement that employers with 50 or… more »

02/07/14

  04:33:12 pm, by MedBen5   , 338 words,  
Categories: News, Health Care Reform

Proposed "Excepted Benefits" Rules Good News For Employers That Self-fund Vision, Dental Benefits

The Departments of Labor, Health and Human Services, and Treasury have issued proposals designed to clarify the regulation of “excepted benefits” under the Affordable Care Act. Writing for Employee Benefit News, Alden J. Bianchi notes that the new rules… more »

01/29/14

  03:10:08 pm, by MedBen5   , 217 words,  
Categories: News, Health Plan Management, Health Care Reform

MedBen Captive Program Featured In Columbus Business First

MedBen is the subject of a Columbus Business First article about the company’s new captive reinsurance program. Health care reporter Carrie Ghose spoke to MedBen President & COO Kurt Harden about the thinking behind captives, and how smaller… more »

01/24/14

  01:20:46 pm, by MedBen5   , 378 words,  
Categories: Wellness, Health Care Reform

New Wellness Rules Promote Consumer Protections, Disease Prevention

While health insurance exchanges have gotten the lion’s share of the media coverage lately, several other new regulations have been introduced under the Affordable Care Act – and among the most significant for employers are the rules… more »

01/21/14

  11:12:05 am, by MedBen5   , 392 words,  
Categories: Announcements, News, Health Plan Management, Health Care Reform, Taxes

MedBen to Help Clients Do the "Pay or Play" Math

As you are probably aware, employers who employ at least 50 employees as of their first plan year on or after January 1st of this year must cover all employees who work at least 30 hours per week under their health coverage. Starting January 1st of… more »

01/17/14

  12:14:29 pm, by MedBen5   , 409 words,  
Categories: News, Health Plan Management, Health Care Reform

Initial Exchange Numbers Underscore Wisdom Of Self-funding

During the lead-up to the introduction of health insurance exchanges under the Affordable Care Act, speculation ran rampant as to whether large employers would continue to self-fund their group health plans, or drop their coverage altogether in favor of… more »

01/08/14

  02:27:25 pm, by MedBen5   , 264 words,  
Categories: News, Health Plan Management, Health Care Reform

MedBen Solutions Help Employers Beat Even Low Trends

Final numbers are in for 2012 health care costs, and as expected, the results are good. But MedBen solutions take “good” trends one better. The New York Times reports that national health spending increased just 3.7% in 2012 to $2.8… more »

01/02/14

  05:48:31 pm, by MedBen5   , 292 words,  
Categories: News, Health Plan Management, Health Care Reform, Taxes

A New Year's Resolution For Midsize Businesses

Now that the holiday festivities are over, the reality of new and costly health care reform rules begins to sink in, particularly for midsize employers. Fortunately, MedBen has a cure for your bureaucratic hangovers: self-funding. As USA Today notes,… more »

12/31/13

  10:21:15 am, by MedBen5   , 239 words,  
Categories: Announcements, Health Plan Management, Health Care Reform

A Note From Our Chairman

To our customers, consultants and brokers: On behalf of all of the entire MedBen staff, Kurt Harden and I want to wish you a Happy New Year! I don’t have to tell you that this has been a challenging year from an employee benefit plan perspective. But I… more »

12/27/13

  11:33:38 am, by MedBen5   , 287 words,  
Categories: News, Health Plan Management, Health Care Reform

Self-funding Keeps Health Plan Control With Employers

Self-funding your health care plan not only saves employers money – it enables you to provide a custom benefits package that appeals to current and prospective employees alike. And for workers, that’s an important consideration. The 2013… more »

12/11/13

  05:26:30 pm, by MedBen5   , 278 words,  
Categories: News, Health Plan Management, Health Care Reform

MedBen Benefits Management Helps Employers Find Financal "Balance"

At MedBen, one of our foremost duties is helping employers strike a suitable balance between their employees’ premiums and deductible and out-of-pocket costs. Key to this is giving plan members sufficient incentive to be fiscally responsible about… more »

10/30/13

  05:17:52 pm, by MedBen5   , 269 words,  
Categories: News, Health Plan Management, Health Care Reform

HHS Announces Reinsurance Fee Exemption For Some Self-funded Groups

Coming hot on the heels of President Obama’s health plan promise kerfuffle is a possible break on reinsurance fees… and more proof that it pays to self-fund. According to BenefitsPro, the Department of Health and Human Services announced… more »

10/29/13

  05:18:19 pm, by MedBen5   , 321 words,  
Categories: News, Health Care Reform

Self-funding The Cure For Regulatory Overload

“If you like your health plan, you will be able to keep your health plan.” So President Obama promised Americans in 2009, a year prior to the passage of the Affordable Care Act. And it’s an assurance he has made repeated times since then. But… more »

10/17/13

  04:45:55 pm, by MedBen5   , 360 words,  
Categories: News, Health Care Reform

Government Shutdown Ends With No Major Changes To Health Care Reform Law

After 16 days of offers and counter-offers, in-party squabbling and plummeting popularity polls, Congress has finally worked out a deal to fund the federal government, thus ending the shutdown. President Obama signed the measure into law late Wednesday.… more »

10/11/13

  10:27:45 am, by MedBen5   , 318 words,  
Categories: News, Health Plan Management, Health Care Reform

Avoid The Fully-insured Customer Battles By Switching To Self-funding

“Health Insurers Scramble to Keep Healthy Customers“, says a recent Wall Street Journal headline: “Several [health insurers…] have recently warned customers of big rate hikes if they don’t immeditely renew their policies.… more »

10/01/13

  01:45:36 pm, by kthran   , 458 words,  
Categories: News, Health Care Reform

The Government Shutdown And The Future Of Obamacare

Effective today, the federal government is closed for business. Not totally, mind you – just selected bits and pieces not required by law to continue operations or deemed “non-essential", such as national parks, U.S. Capitol tours and free… more »

09/20/13

  12:05:00 pm, by MedBen5   , 120 words,  
Categories: News, Health Care Reform

Questions About Marketplaces And HR? Watch This MedBen Webinar

With the rollout of health insurance Marketplaces (previously referred to “Exchanges") just a few months away – and enrollment for them, mere days – it’s possible you may not fully understand their purpose, or if you’re a… more »

09/18/13

  04:10:01 pm, by MedBen5   , 511 words,  
Categories: News, Health Plan Management, Health Care Reform

Employee Exchange Notice Requirement Nearing October 1 Deadline

No later than October 1, 2013, all employers are required to provide a Notice to their employees providing information about the new health care Exchanges created by the Affordable Care Act (ACA). The Exchanges, now called Health Insurance Marketplaces,… more »

09/17/13

  04:21:02 pm, by MedBen5   , 214 words,  
Categories: News, Health Plan Management, Health Care Reform

Employee Coverage and Self-funded Savings -- So Where's The "Threat"?

Private sector solutions apparently have no place in today’s brave new health care world, The Wall Street Journal finds: “[S]elf-insurance is now filtering down to businesses with 199 workers or fewer, as a hedge against ObamaCare’s… more »

09/16/13

  04:32:42 pm, by MedBen5   , 237 words,  
Categories: News, Health Care Reform

With Exchange Enrollment Start Date Looming, Confusion, Opposition Abound

One would think with all the free publicity the Affordable Care Act has received in the past several years, the majority of Americans would by now have a pretty good understanding about such concepts as “the individual mandate” and… more »

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