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ERISA Electronic Distribution Summary Available from MedBen


  10:00:00 pm, by MedBen5   , 226 words,  
Categories: Compliance, ERISA

ERISA Electronic Distribution Summary Available from MedBen

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Since its inception, the Employee Retirement Income Security Act of 1974 (or ERISA), as amended, has required employers and plan administrators to provide certain information and documentation to group health plan participants and beneficiaries. These documents include such things as Summary Plan Descriptions (SPDs), Summaries of Benefits and Coverage (SBCs), Summaries of Material Modifications (SMMs) and Summary Annual Reports (SARs) – as well as information and notices like open enrollment materials, QMCSO notices, COBRA notices, and the new Section 1557 Notices (if applicable).

In 2012, the United States Department of Labor (DOL) issued regulations providing guidance to employers and plan administrators about how they could make these required document and information distributions electronically. With the increase in technology infiltrating the employee benefits field, including the group health plan arena, MedBen thought it was good idea to review the Electronic Distribution rules.

The MedBen Compliance Department has put together a summary of the ERISA Electronic Distribution regulations, which is available for download from If you are interested in starting to provide documents and information to your plan participants electronically, now is the time to review the rules. Or if you are already providing documentation and information electronically, it is always a good idea to check your compliance. Either way, if you have any questions about these rules, feel free to contact Vice President of Compliance Caroline Fraker at 800-851-0907 or

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