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Federal Health Insurance Application Anything But Simple

03/13/13

  09:57:34 am, by MedBen5   , 210 words,  
Categories: News, Health Plan Management

Federal Health Insurance Application Anything But Simple

Wasn’t health care reform supposed to making getting coverage easier? A 21-page draft of the federal Application for Health Insurance suggests just the opposite.

According to the Associated Press, the Health and Human Services (HHS) Department application runs 15 pages for a three-person family. Or if you choose to apply using the online version, the outline has 21 steps – some with additional questions.

Once you’ve completed the application, at least three major federal agencies, including the IRS, will scrutinize it. And after that… well, you’re just getting started, because that first part was just to determine if you qualify for financial assistance. You still have to select a health plan, which takes additional steps.

“This lengthy draft application will take a considerable amount of time to fill out and will be difficult for many people to be able to complete,” said Ron Pollack, executive director of Families USA, an advocacy group supporting the health care law. “When you combine those two processes, it is enormously time consuming and complex.” He asked that the government simplify the form and provide live assistance to help uninsured people navigate the new system.

HHS spokeswoman Erin Shields Britt said in a statement the application is a work in progress, “being refined thanks to public input.”

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