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More Big Companies Turning To High-Deductible Option

03/26/13

  10:13:12 am, by MedBen5   , 234 words,  
Categories: News, Health Plan Management

More Big Companies Turning To High-Deductible Option

Larger companies are increasingly offering only a high-deductible health plan (HDHP) tied a savings account to pay for health expenses, according to the annual health benefits survey by Towers Watson and the National Business Group on Health.

Kaiser Health News reports that 66% of companies with 1,000 employees or more offered at least one HDHP this year, a figure the survey says will grow to nearly 80% next year. Moreover, 15% of the responding companies said an account-based plan was the only option – almost double from 2010.

Workers at smaller companies are even more likely to have coverage through an HDHP with a savings account, according to the Kaiser Family Foundation’s annual employer health benefits survey. Nearly a quarter of workers at companies with fewer than 200 workers were covered by such plans last year, compared with 17% of workers at larger firms.

Regardless of your company’s size, MedBen can help you put together a high-deductible health plan solution that offers the perfect balance of benefits and cost savings. And we can integrate your HDHP with any health accounts for seamless coordination

Our consumer-driven options range from the flexible spending accounts and health reimbursement arrangements to the individual health savings accounts linked to an HDHP. These plans can be offered on a stand-alone basis or in a variety of combinations.

For more information about MedBen HDHP options, contact Vice President of Sales and Marketing Brian Fargus at bfargus@medben.com.

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