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More Employers Are Going Solo With CDHPs


  08:42:04 am, by kthran   , 271 words,  
Categories: News, Health Plan Management

More Employers Are Going Solo With CDHPs

MedBen has offered consumer-driven health plans for nearly 15 years… and in that time, we’ve seen it transform from a niche product into a valuable tool for employer cost savings, as well as a way to give employees a greater role in health care spending choices.

And not only are businesses using CDHPs as an alternative or complement to a regular PPO plan, more and more are employing it as their sole source of coverage. According to Business Insurance, a National Business Group on Health survey recently found that over 20% of employers say CDHPs will be the only plan design they offer to employees in 2014.

So what is it about the consumer-driven plan option that appeals to employers? Lower costs are one reason. A Kaiser Family Foundation report released last month found that the average cost of family coverage through CDHPs was nearly $1,500 less per employee than PPO coverage.

The Affordable Care Act also increasingly factors into the decision-making process. Some of the costlier provisions, such as the “Cadillac tax” that will impose a penalty on higher health costs, can be avoided through a greater emphasis on CDHPs.

With options ranging from FSAs and HRAs to the administration of a HDHPs tied to individual HSAs, MedBen can put together a CDHP solution that’s equally effective for self-funded or fully insured employers. And we’ve got the experience, backed by demonstrated employer savings, to ensure that your group’s plan satisfies both your coverage and your financial needs.

To learn more about MedBen CDHP options and how they can benefit your business, contact Vice President of Sales & Marketing Brian Fargus at

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