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Private Sector Health Care Reform Predictions

05/07/12

  05:30:38 pm, by MedBen5   , 230 words,  
Categories: News, Health Plan Management

Private Sector Health Care Reform Predictions

A recent Associated Press article says that if the Supreme Court strikes down the Affordable Care Act, employers and insurance companies will drive future health care reform law. And should that scenario come to pass, experts expect that:

  • “Workers will bear more of their own medical costs as job coverage shifts to plans with higher deductibles[…] Traditional workplace insurance will lose ground to high-deductible plans with tax-free accounts for routine medical expenses, to which employers can contribute.”
  • “Increasingly, smokers will face financial penalties if they don’t at least seriously try to quit. Employees with a weight problem and high cholesterol are next.”
  • “Some companies will keep the health care law’s most popular benefit so far, coverage for adult children until they turn 26. Others will cut it to save money.”
  • “Workers and family members will be steered to hospitals and doctors that can prove to insurers and employers that they deliver quality care. These networks of medical providers would earn part of their fees for keeping patients as healthy as possible, similar to the ‘accountable care organizations’ in the health care law.”
  • “Some workers will pick their health plans from a private insurance exchange, another similarity to Obama’s law. They’ll get fixed payments from their employers to choose from four levels of coverage: platinum, gold, silver and bronze. Those who pick rich benefits would pay more.”

Read more at Yahoo! News.

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